RCC Insurance: Ride with Peace of Mind

Whether you are commuting to work or joining a FAR, your RCC membership means you are covered for the common incidents that can occur on any ride. Our 2026 insurance offering has been redesigned to provide more protection and more flexibility, so you can focus on your chosen challenge.

FLEXIBLE – Enhanced coverage and increased benefit limits throughout the year.

GLOBAL – Worldwide personal accident coverage.

PROTECTION – Improved limits on helmets, phones and gadgets.

CLEAR – A direct relationship with the insurer.

EVENTS – A new dedicated policy for your bike on Rapha rides.

Worldwide Personal Accident Cover: Protection for you, covering fractures, dislocations, and emergency dental work whenever you ride.

Accessory & Gadget Protection: Coverage for your helmet, GPS units, phone and cycling luggage.

Event-Only Bike Coverage: Exclusive protection for your frame and componentry against damage during organised Rapha events and RCC rides.

Travel Reimbursement: If you have an accident or an irreparable breakdown more than 10 miles from home, we will cover your taxi fare.

Insurance covers: Your own injuries and medical costs, damage to your own equipment, and your own bike (during organised events and rides).

Insurance does not cover: Public liability (injuring others or their property), theft of unattended bikes, or racing of any kind.

This is a unique benefit, bespoke to our Club, that is not readily available to purchase from standard providers on the market. As an RCC member, this coverage is automatically included in your annual membership and covers accidents and damage occurring from 31st December 2025 to 30th December 2026. *Terms & Conditions apply.